Comments on: Using A Credit Card Once http://steelwhitetable.org/2006/06/13/using-a-credit-card-once/ Congratulations! You win! Wed, 07 Jan 2009 22:26:33 +0000 http://wordpress.org/?v=2.7 hourly 1 By: Pender http://steelwhitetable.org/2006/06/13/using-a-credit-card-once/comment-page-1/#comment-19324 Pender Wed, 28 Jun 2006 20:28:16 +0000 http://steelwhitetable.org/blog/2006/06/13/using-a-credit-card-once/#comment-19324 I disagree. Keeping a card around forever is a GOOD idea. If the card is back to $0 it looks good, and having them doesn't hinder you at all. If you owe money on it, depending on how much you owe may hinder you from getting a loan, but having the card itself with a "flawless" record is a GOOD thing. There is also security on your card. If you get a bill 3 years down the road for a flower shop you'll know damn well you didn't buy no stinkin' flowers, you can call them up and tell them to take it off your bill and to THEN cancel (and re-issue) the card. No worries there. What my mom used to do is she'd use the card once, pay it off then store it in a block of ice in the freezer. Or maybe I just heard about that on the radio, I dunno. I thought it was a good idea anyhow. Lines of credit however will work against you by just having them. The bigger they are, the worse it looks because you have all this credit just sitting there available to use. I disagree.

Keeping a card around forever is a GOOD idea. If the card is back to $0 it looks good, and having them doesn’t hinder you at all. If you owe money on it, depending on how much you owe may hinder you from getting a loan, but having the card itself with a “flawless” record is a GOOD thing. There is also security on your card. If you get a bill 3 years down the road for a flower shop you’ll know damn well you didn’t buy no stinkin’ flowers, you can call them up and tell them to take it off your bill and to THEN cancel (and re-issue) the card. No worries there.

What my mom used to do is she’d use the card once, pay it off then store it in a block of ice in the freezer. Or maybe I just heard about that on the radio, I dunno. I thought it was a good idea anyhow.

Lines of credit however will work against you by just having them. The bigger they are, the worse it looks because you have all this credit just sitting there available to use.

]]> By: Kevin http://steelwhitetable.org/2006/06/13/using-a-credit-card-once/comment-page-1/#comment-17732 Kevin Fri, 16 Jun 2006 13:39:43 +0000 http://steelwhitetable.org/blog/2006/06/13/using-a-credit-card-once/#comment-17732 Don't just cut up your cards... call and cancel them. Otherwise they'll forever remain on your credit report as a source of credit which will then affect your loans and such in the future. Open cards that you no longer physically have are also ripe for abuse if anyone finds/guesses/calculates the number. Don’t just cut up your cards… call and cancel them. Otherwise they’ll forever remain on your credit report as a source of credit which will then affect your loans and such in the future. Open cards that you no longer physically have are also ripe for abuse if anyone finds/guesses/calculates the number.

]]> By: ChrisO http://steelwhitetable.org/2006/06/13/using-a-credit-card-once/comment-page-1/#comment-17501 ChrisO Wed, 14 Jun 2006 13:07:34 +0000 http://steelwhitetable.org/blog/2006/06/13/using-a-credit-card-once/#comment-17501 when we got our washer/dryer from sears, i believe the only way to get the "one year no interest no payments" crap was to get their credit card. so the woman saved up for them for a year, and paid it off when it was due. they have their uses... when we got our washer/dryer from sears, i believe the only way to get the “one year no interest no payments” crap was to get their credit card. so the woman saved up for them for a year, and paid it off when it was due. they have their uses…

]]> By: Jody http://steelwhitetable.org/2006/06/13/using-a-credit-card-once/comment-page-1/#comment-17489 Jody Wed, 14 Jun 2006 11:42:11 +0000 http://steelwhitetable.org/blog/2006/06/13/using-a-credit-card-once/#comment-17489 I built <a href="http://www.swing-n-slide.com/timberbilt/pinebluffb.htm" rel="nofollow">Design B</a> - the one with the climbing net. It took about 8 hours to build it over 5 days. The only headache was buying tools I didn't have for the project; that is, two types of drill bits. I built Design B - the one with the climbing net.

It took about 8 hours to build it over 5 days. The only headache was buying tools I didn’t have for the project; that is, two types of drill bits.

]]> By: rekounas http://steelwhitetable.org/2006/06/13/using-a-credit-card-once/comment-page-1/#comment-17472 rekounas Wed, 14 Jun 2006 04:41:55 +0000 http://steelwhitetable.org/blog/2006/06/13/using-a-credit-card-once/#comment-17472 Your welcome. I started building mine tonight. Got the outside frame almost complete and then the bugs started eating me alive. I swear, the neighbours must think I have turrets for my jumpy reactions to mosquitoes and my constant swearing for no reason at all. Your welcome. I started building mine tonight. Got the outside frame almost complete and then the bugs started eating me alive. I swear, the neighbours must think I have turrets for my jumpy reactions to mosquitoes and my constant swearing for no reason at all.

]]> By: Phillip http://steelwhitetable.org/2006/06/13/using-a-credit-card-once/comment-page-1/#comment-17443 Phillip Wed, 14 Jun 2006 00:32:37 +0000 http://steelwhitetable.org/blog/2006/06/13/using-a-credit-card-once/#comment-17443 You bought a $500 swing set? Is it made of gold? Anyone remember those old swing sets made out of tin, the kind that would topple over if you swung on them too far? I'm pretty sure those didn't cost $500. You bought a $500 swing set? Is it made of gold?

Anyone remember those old swing sets made out of tin, the kind that would topple over if you swung on them too far? I’m pretty sure those didn’t cost $500.

]]> By: Rebecca http://steelwhitetable.org/2006/06/13/using-a-credit-card-once/comment-page-1/#comment-17438 Rebecca Wed, 14 Jun 2006 00:11:00 +0000 http://steelwhitetable.org/blog/2006/06/13/using-a-credit-card-once/#comment-17438 Which design did you go with? Which design did you go with?

]]>