It’s Self-pity Rant Day:
I live paycheck to paycheck, having little money for extracurricular activities for the family. I can never afford to take distant vacations (say to Disneyland or the tropics), and I can’t afford house renovations that I require.
I am not poor. I contribute to RRSPs, I have a car loan and mortgage, and I pay off my immediate debts. I only have a credit-line debt, and I pay more than the required amount every month.
Besides the usual house utility bills (phone, electric, etc), my biggest expense is food. Other than that, we don’t spend a lot of money on recreation: we rarely see movies, we don’t go to concerts or bars, and don’t eat out often.
Are most middle-class people in this situation? Most of the people I know CAN afford nice recreational activities like distant vacations and such. Not me; but then, most people I know have dual incomes, which I don’t.
I’m thinking of moving into a smaller house, something that requires less heat and few renovations.
My investments in the lotto isn’t working out as well as I hoped (only $7 a week on that, though).