I pay $45 per month for most of the year (March to October, I think), totaling $360. It only includes theft and liability, I think. Come to think of it, I may not have theft on it; I’ll check tonight.
My insurance for my 1978 Honda CB550 went down for 2006; it’s $468 now. Last year it was $485.31. Insurance going down. That’s a first.